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	<title>starwarssource.net &#187; Personal Finance</title>
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		<title>Bank Charges</title>
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		<pubDate>Tue, 06 Dec 2011 05:29:35 +0000</pubDate>
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				<category><![CDATA[Main Info]]></category>
		<category><![CDATA[Bank Charges]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[[I recently got my bank statement through, only to discover that I had incurred bank charges for using my account, when there were insufficient funds in it. ] [This is outrageous; I mean I didn’t have enough money in it, why do the banks take it into minus, an easier option all round would be [...]]]></description>
			<content:encoded><![CDATA[<p> [I recently got my bank statement through, only to discover that I had incurred bank charges for using my account, when there were insufficient funds in it. ]  [This is outrageous; I mean I didn’t have enough money in it, why do the banks take it into minus, an easier option all round would be to just reject the card! ]   [After I vented to my family and friends about it, I found out that it wouldn’t even have mattered if they had rejected my card, I would have still incurred bank charges! ]   [This is profit the banks are making on absolutely nothing. After research myself, I wanted to be armed with knowledge before I contested the bank charges with the bank. I realised there are many people out there who have had the same bank charges and are trying to fight the banks to claim it back.]   [In order to claim these monies back, I had to dig out all my documentation/statements for more than a year ago! I found out I could claim back up to 5 years worth! ]   [i'm sure i've accumulated quite a bit of money owed to me over the past 5 years in bank charges, but realistically I don’t think I have saved all my statements from that far back.]  [In order to get my statements I would have to write to the bank requesting this, then write again after requesting the money; if they refused I would have to take them to court….]   [This was proving to be too much hassle, but to my joy, I found there are companies out there that will do all this for you. Right from the onset, they will sort you out. And what's more they operate on a no win no fee basis…. What more could I want!?]  <a target="_blank" href="http://vincesamios.com/technology/the-dyson-air-multiplier-dyson-am01">dyson am01 air multiplier</a></p>
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